Give every dollar a job.
BetterCents is a budgeting app for families. You plan the month before it starts, record what you spend as you go, and always know what's left.
For families who feel a month behind and want to get ahead.
How it works
Four small habits
Plan your month
Before the month starts, you give every dollar a job, so nothing is left over and nothing is guesswork.
Track as you spend
Recording a purchase takes a few seconds. Doing it yourself is what keeps you on plan.
Check in each week
A few minutes once a week: what went well, how each everyday line is doing, and one thing to do before next time.
Close the month
A guided month-end looks back at what went well, sorts out anything over plan and gets next month ready to plan.
What makes it different
Made for a family budget
A guided start
Setup asks about your pay, your debts and your spending one question at a time, so you never start from a blank page. If you stop partway, it picks up where you left off.
Everything included
Reports, fund goals and debt tools all come with the one price. There's no higher tier.
Encouragement, your way
Choose faith-based encouragement, with scripture and stewardship, or secular. You can switch in Settings any time.
Private, and yours
Nobody at BetterCents has a screen, report or export that shows your figures, and your data is encrypted. You can download all of it as a spreadsheet whenever you like.
A note from Amanda, our founder
My husband John and I spent twenty years doing money the “normal” way: more credit, higher limits, and a lot of sleepless nights. Then we learned to give every dollar a name, and we paid off $48,000 of debt in 26 months. BetterCents is the app I wanted on every one of those nights, simple enough to keep up with and encouraging enough that you keep going.
Read our whole story →No bank connection
Why we don’t connect to your bank
When purchases import themselves, you find out where the money went after it's gone. Typing each one in takes a few seconds, and it's when you notice what you're spending.
- We never ask for your banking password, so it can't leak from here.
- Works with any bank or credit union in Canada.
Debt payoff
Watch your debt shrink
Put your debts in the order you'll pay them off and get an estimated debt-free date. Try an extra amount each month to see how much sooner you'd finish.
Ready to give every dollar a job?
Get started — $8/monthCancel any time, and download your data whenever you like.
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