Pricing
One price, with everything included.
Generous refund policy
Give it a proper try. If BetterCents isn’t for you, tell us within 30 days of first subscribing, monthly or yearly, and we’ll refund it in full. The refund terms
Already have an account? Sign in
Everything, in every plan
- Guided setup
- A monthly budget, line by line
- Funds with goals
- A debt payoff plan
- A weekly check-in
- Reports as charts, tables, spreadsheets and PDFs
- Faith-based or secular encouragement
- One login for your whole family
How it compares
A typical budgeting app
US$80–110/yr
debt tools or reports often extra
BetterCents
$80 CAD/yr
everything included
Competitor pricing as of mid-2026.
Questions
What if it isn’t for me?
If it’s your first subscription, tell us within 30 days and we’ll refund it in full, monthly or yearly. After that, you can cancel any time and keep everything until the end of the period you’ve paid for.
Can I cancel any time?
Yes, from Settings. You keep everything until the end of the period you’ve paid for.
What happens to my data if I stop paying?
You keep your sign-in, and you can read and download everything for twelve months, so last year’s figures are still there at tax time. We email you twice before anything is deleted, and each email has a one-click download and a one-click way to resubscribe. You can start again whenever you like.
Why doesn’t it connect to my bank?
That’s on purpose. Typing in each purchase is what keeps you on plan, and we never ask for your banking password.
Is my budget private?
Yes. Nobody at BetterCents has a screen, report or export that shows a single figure from your budget, and no staff account can be given that access. The one exception is the technician who maintains the servers, who can reach the database to fix a fault. Our Privacy Policy explains it.
Is it faith-based?
If you want it to be. You choose faith-based or secular encouragement when you set up, and you can change it in Settings.
Where is BetterCents available?
Everywhere in Canada except Quebec, for now. Doing Quebec properly means a French version of the app and its terms, and meeting Quebec’s own privacy law, and we’d rather wait until we can do that well. If you live in Quebec, pick it when you sign up and we’ll offer to tell you when BetterCents arrives.
Ready to give every dollar a job?
Get started — $8/monthCancel any time, and download your data whenever you like.
Already have an account? Sign in